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In Tennessee, and across the entire nation for that matter, Third Party Debt Collectors must obey Federal Law when collecting Consumer Debts. First, it is important to define some terms.
When you have a Third-Party Debt Collector who is collecting a Consumer Debt, they are barred from doing certain things like:
If a Third-Party Debt Collector is engaging in these types of collection practices, they could be in violation of the Federal Fair Debt Collections Practices Act and could be liable for statutory damages, actual damages, attorney fees and costs.
If you are experiencing these kinds of collection practices, you should have counsel and assert your rights. Fitzgerald & Campbell, APLC has vast experience asserting Federal Fair Debt Collections Practices Act claims against Third Party Debt Collectors. Contact our office right away if you are experiencing these types of collection practices because the window to assert these claims is only one year so you must act fast.
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