So far in 2022, our law firm has saved clients over 12 million in debt by settlement!
(Not including debt eliminated by bankruptcy filings)
Do you have loans and credit card bills piling up in Tennessee? Are you struggling to pay only the minimum amounts, or have you fallen behind on payments? When your debt load seems overwhelming – a Debt Settlement Attorney in Tennessee from Fitzgerald & Campbell, APLC, can help. Contact us today to learn more about what we can do for you!
Debt settlement involves negotiating with your creditors to pay less than you owe. Credit card debt, medical bill debt, personal loans, payday loans, business loans and debt, and private student debt all qualify for settlement. Amounts due after auto repossession and home foreclosures also qualify for settlement.
A Tennessee Debt Settlement Attorney from Fitzgerald & Campbell, APLC, offers:
Are you worried about incurring expensive legal fees? We operate solely on a contingency basis – you pay NOTHING until we craft a settlement for you. If we cannot reach a settlement, there is NO FEE.
Your situation is unique, so a consultation is necessary to determine the best debt settlement solution. Contact us today to arrange a confidential consultation.
Negotiating to reduce your debts so you pay something and your creditor gets something is the debt settlement “middle road” because both sides get something. You don’t pay 100%, and the creditor does not get 100%. This is also not as bad on your credit rating. Your credit will take a hit when you default to settle, but your credit rating will recover faster when you pay something to your creditors.
What debts settle for is all about “risk assessment” by the collectors. The riskier you make it for them to collect, the better the settlement. No one can create more risk for them than a debt settlement lawyer. We can take measures that a layperson cannot:
Partnering with a Debt Settlement Attorney from Fitzgerald & Campbell, APLC forces debt collectors to consider carefully before they proceed and be more flexible with a settlement agreement.
Our seasoned legal team at Fitzgerald & Campbell, APLC, works hard to settle crushing debt issues for Tennessee residents so they can live in peace and freedom. Relieving you of heavy debt loads enables you to start over and empowers you to live a better life. Your debt settlement lawyer will provide invaluable assistance in the following ways.
Debt collection tactics often include unending pressure until you relent and pay the entire debt. An attorney can immediately halt collection pressure and allow you to relax and refocus on finding a workable solution that is best for you and your family or business.
Your debt settlement attorney will collect and verify all the facts relating to any debts, including the creditor’s identity, the amount owed, any legalities about how the debt was obtained for collection, and the statute of limitations on the debt. Never pay a debt you are not sure you owe. We can ensure the debt and all related aspects are valid.
Debt collectors do not care if you cannot repay a debt. They only want what you owe them, regardless of your other debts or needs. Your Debt Settlement Lawyer in Tennessee can help you examine your finances and obligations to create a workable judgment settlement plan. They will help you review your debt priorities, plan for unexpected expenses and emergencies, decide what you can comfortably pay on your debts, and build an income/spending plan to help you live under less pressure.
Your lawyer will negotiate with your creditors once you have a viable debt repayment plan. Remember, your attorney has many tools that make them effective at negotiating settlements. Relax and let them handle the heavy lifting of working out the settlement plan.
If your creditors has sued you a debt settlement lawyer can defend you and get you the resolution possible.
Never accept anything a debt collector tells you over the phone. Let your debt collection attorney handle all contacts with them, including creating a written settlement agreement.
The Debt Settlement Attorneys at Fitzgerald & Campbell, APLC, will help you solve your crushing debt issues in Tennessee. We have reduced our client’s debt by millions of dollars, and we can help you!
Our skilled and knowledgeable legal team will help you create the absolute best strategy for becoming debt free. From Memphis to Franklin and Nashville, Murfreesboro, and Knoxville, we assist clients throughout Tennessee with creating personalized debt solutions that empower them to enjoy a fresh beginning without heavy debt burdens.
Are you curious about how much you could save? Use our free Debt Calculator to get an estimate!
Call us today at 615-845-4595 or complete the contact form below to connect with a seasoned Tennessee Debt Settlement Attorney. Schedule your free consultation now, and let’s begin relieving the pressure and creating a solution!
Want to know how much is needed and how long it takes to settle your debts? Want to know how much you could save? Use our free calculator to get an estimate.